Buying

Helping you find your way home. Welcome to Philanthropic Properties.  Whether you’re buying, selling, or just trying to keep your head above water, we’d like to help you.  Finding clever and innovative ways to work with you is our driving force. Philanthropic Properties knows not only the current market, but upcoming projects and future opportunities. With Philanthropic Properties, you have more options for coming out on top. Buying a Home Our team is familiar and experienced with multiple forms of home buying. The traditional mortgage is fine if you fit inside the box the banks have for you. There are other ways to get a loan. Wrap Loans If we’ve bought a home “Subject to”, we can wrap a new loan around it to a new buyer who may not have great credit, but does have the ability to pay back a mortgage, although the overbearing rules of traditional lending don’t allow your bank to give you a loan. We, as a small lender, can take a careful look at your situation with real, human eyes, and use compassion to understand your situation and get you into a home. Sometimes the Dodd-Frank 43% stranglehold is unreasonable. As an example, you’re a professional with an income of $300,000 annually, but you have a divorce or two with alimony, a bankruptcy, business debt for your practice, and you end up spending $135,000 a year on those things. With an effective tax rate of around 30% in this example, you have $75,000 a year to spend on things like vacations, private school for the kids, a boat, a race car, or even a new home. You’re able to pay, but a bank...

Selling

We’re here to help you out of the difficult situation you’ve fallen into. When you find yourself in a bind, needing to sell quickly, Philanthropic Properties will work tirelessly to get you on your way.  Changing jobs and can’t hold on to multiple mortgages?  Laid off and can’t afford the one you currently have?  Family member passed away and you can’t take on the burden of the house? Let us know what your situation is.  We have many programs to help you out of your predicament.  From a cash offer closing in a few days, to taking over your payments, getting you out of property tax trouble, and making your transition to a new home simpler without the worry of hidden fees and costs, we’re here to help you.  Our biggest desire is to make sure you’re happy and out of a distressing situation. Quick Closing We have many options to get you cash quickly. From hard money deals which can close in just a few days, to the so called “subject to” closings, we can help you find your way into the next chapter of your life. Hard Money Hard money is expensive, but fast. With our contacts in the hard money realm, we’re able to get you cash for your home in as little as three days. You need money for the down payment on your new home, and we’re eager to get you there. This is the ultimate in speed. Subject To Often called “subject to” offers, in layman’s terms we’re taking over the payments for your home. Sometimes this means we also catch you up on your existing mortgage and bring you back from the...

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